AI Credit Advocacy

Your credit score is worth fighting for.

Credit report disputes, score strategy, identity theft recovery, and a building plan that fits the file you actually have. It’s advocacy for your credit.

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FCRA DisputesScore OptimizationIdentity TheftCredit Building

◆ FCRA Dispute Letters

◆ All 3 Bureaus

◆ Score Simulator

◆ Identity Protection

◆ Powered by Abundera

Features

Credit advocacy that works

📝

Automated Disputes

We find the inaccurate, outdated or unverifiable items on your report and send FCRA-compliant disputes to all three bureaus at once.

📈

Score Optimization

Advice built on your actual credit profile rather than general rules: what to do about utilisation, account mix, and when in the month to pay.

🔒

Identity Theft Resolution

If your identity is compromised we raise the fraud alerts, dispute the accounts that aren’t yours, file the FTC report, and stay with you through the recovery.

💰

Credit Building

If you have a thin file or no credit at all, that’s a different problem: secured cards, authorised-user routes, and whether a credit-builder loan is worth it.

Pricing

Invest in your credit

Monitoring, disputes and score work, month to month. You can cancel any time.

Credit score tracking
Score change alerts
Credit report summary
Basic dispute templates
Score simulator
Email support

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Common questions

How is this different from credit repair companies?

Credit repair companies charge a monthly fee and send generic dispute letters. We read your specific report, find what’s genuinely actionable, and write personalised FCRA-compliant disputes. There’s no middleman and we don’t make inflated promises.

Does disputing hurt my credit score?

No. Filing a dispute doesn’t affect your credit score. If it gets a negative item removed or corrected, your score improves. There’s no downside to disputing inaccurate information.

How are disputes sent?

We generate the letters with your specific details and send them as certified mail via Abundera Letters to Equifax, Experian and TransUnion. Certified mail creates a legal paper trail and triggers the 30-day investigation requirement.

Can this help with identity theft?

Yes. We take you through the whole identity theft recovery: the FTC report, fraud alerts and credit freezes, disputing the accounts that aren’t yours, and monitoring afterwards so you catch anything new.

Your credit score is worth fighting for.

Credit advocacy that works

Automated Disputes

Score Optimization

Identity Theft Resolution

Credit Building

Invest in your credit

Monitor

Repair

Protect

Common questions

Your credit report has errors. Most people's do.